Privacy Policy
Last updated: 2 March 2026
1. Introduction
Creditize ("we", "us", or "our") operates the website creditize.xyz (the "Platform"). This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit the Platform. By using the Platform, you consent to the practices described in this policy.
2. Information We Collect
We may collect the following types of information:
Information You Provide
- Contact information (such as name and email address) if you subscribe to updates, submit enquiries, or create an account
- Any other information you voluntarily provide through forms or communication with us
Information Collected Automatically
- Device and browser information (type, version, operating system)
- IP address and approximate geographic location
- Pages visited, time spent on pages, and navigation patterns
- Referring website or source
- Cookies and similar tracking technologies (see Section 6)
3. How We Use Your Information
We use the information we collect to:
- Provide, operate, and improve the Platform
- Respond to your enquiries and provide support
- Send updates, newsletters, or other communications you have opted into
- Analyse usage patterns to improve user experience
- Comply with legal obligations and enforce our terms
- Detect, prevent, and address technical issues or security threats
4. How We Share Your Information
We do not sell your personal information. We may share your information only in the following circumstances:
- With service providers who assist in operating the Platform (hosting, analytics, email delivery), subject to confidentiality obligations
- When required by law, regulation, legal process, or governmental request
- To protect the rights, property, or safety of Creditize, our users, or the public
- In connection with a merger, acquisition, or sale of assets, with appropriate notice
5. Data Retention
We retain your personal information for as long as necessary to fulfil the purposes described in this policy, unless a longer retention period is required by law. When information is no longer needed, we will delete or anonymise it in accordance with our data management practices.
6. Cookies and Tracking Technologies
The Platform may use cookies and similar technologies to enhance your experience. These may include:
- Essential cookies required for the Platform to function properly
- Analytics cookies that help us understand how visitors use the Platform
- Preference cookies that remember your settings and choices
You can manage cookie preferences through your browser settings. Disabling certain cookies may affect Platform functionality.
7. Data Security
We implement commercially reasonable technical and organisational measures to protect your information against unauthorised access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate or incomplete information
- Request deletion of your personal information
- Object to or restrict certain processing activities
- Withdraw consent where processing is based on consent
- Request data portability
To exercise these rights, please contact us using the information provided below.
9. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. Where such transfers occur, we take appropriate steps to ensure your information remains protected in accordance with this policy.
10. Children's Privacy
The Platform is not intended for individuals under the age of 18 (or the age of majority in their jurisdiction). We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.
11. Third-Party Links
The Platform may contain links to third-party websites. This Privacy Policy does not apply to those websites. We encourage you to review the privacy policies of any third-party sites you visit.
12. Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the Platform after changes are posted constitutes your acceptance of the revised policy.
13. Contact Us
If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us through the information provided on the Platform.