Terms & Conditions
Last updated: 2 March 2026
1. Acceptance of Terms
By accessing and using the Creditize website (creditize.xyz) and any associated services (collectively, the "Platform"), you agree to be bound by these Terms & Conditions. If you do not agree to these terms, you should not use the Platform.
2. About Creditize
Creditize is a private credit investment platform. The Platform provides information about private credit investment opportunities, including but not limited to commercial real estate (CRE) loans and other structured credit products. Creditize is in active development, and the availability of specific investment products is subject to change.
3. No Investment Advice
Nothing on the Platform constitutes investment advice, financial advice, trading advice, or any other form of professional advice. The content provided is for informational purposes only. You should consult with qualified financial, legal, and tax advisers before making any investment decisions.
Past performance of any investment product or strategy is not indicative of future results. All investments carry risk, including the potential loss of capital.
4. Eligibility
The Platform is intended for use by individuals who are at least 18 years old (or the age of majority in their jurisdiction) and who are legally permitted to access and use financial services platforms in their jurisdiction. You are responsible for ensuring your use of the Platform complies with all applicable local, national, and international laws and regulations.
5. User Conduct
You agree not to:
- Use the Platform for any unlawful purpose or in violation of any applicable laws or regulations
- Attempt to gain unauthorised access to any part of the Platform, its servers, or any connected systems
- Interfere with or disrupt the integrity or performance of the Platform
- Reproduce, duplicate, copy, sell, or exploit any portion of the Platform without express written permission
- Use automated systems (bots, scrapers, or similar) to access the Platform without prior consent
6. Intellectual Property
All content on the Platform — including text, graphics, logos, images, data compilations, software, and design — is the property of Creditize or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on the Platform without prior written consent.
7. Third-Party Links
The Platform may contain links to third-party websites or services. These links are provided for convenience only. Creditize does not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services.
8. Disclaimer of Warranties
The Platform is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. Creditize does not warrant that the Platform will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
To the fullest extent permitted by law, Creditize disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
9. Limitation of Liability
To the maximum extent permitted by applicable law, Creditize, its directors, employees, partners, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the Platform.
In no event shall Creditize's total liability exceed the amount paid by you, if any, for accessing the Platform during the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify, defend, and hold harmless Creditize, its directors, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in connection with your use of the Platform or violation of these Terms.
11. Modifications
Creditize reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Platform. Your continued use of the Platform following the posting of changes constitutes your acceptance of those changes. We recommend reviewing these Terms periodically.
12. Governing Law
These Terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these Terms or your use of the Platform shall be resolved through good-faith negotiation or, if necessary, through binding arbitration in accordance with applicable rules.
13. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
14. Contact
If you have questions about these Terms, please contact us through the information provided on the Platform.